Rate Breakdown

Property taxes in San Patricio County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.

How Property Tax Works in San Patricio County

Property taxes in San Patricio County are based on the assessed value of your property, which is determined by the San Patricio County Appraisal District (SPCAD). The appraisal process involves evaluating the market value of your property as of January 1st each year. The tax rate, often referred to as the millage rate, is then applied to the assessed value to calculate your property tax bill. This rate is set by various taxing entities, including the county, school districts, and municipalities. The total tax rate is the sum of all these individual rates.

• Assessment: Conducted annually by SPCAD.
• Millage Rate: Set by local taxing entities.
• Tax Calculation: Assessed Value x Millage Rate = Property Tax.

Available Exemptions

Texas offers several property tax exemptions that can significantly reduce your tax burden. These exemptions are available to eligible homeowners and must be applied for through the SPCAD.

• Homestead Exemption: Available to homeowners who use their property as their primary residence. This exemption can reduce the taxable value of your home by a percentage set by the state.
• Senior Citizen Exemption: Homeowners aged 65 or older may qualify for an additional exemption, which can freeze the school district portion of their property taxes.
• Disability Exemption: Available to homeowners with a disability, offering similar benefits to the senior citizen exemption.
• Veteran Exemption: Veterans with a service-related disability may qualify for an exemption based on the percentage of their disability.

Payment Schedule & Deadlines

Property tax bills in San Patricio County are typically mailed out in October, with payments due by January 31st of the following year. Homeowners have the option to pay their taxes in one lump sum or in installments.

• Installment Option: Available for those who prefer to split their payments into four installments, due by January 31st, March 31st, May 31st, and July 31st.
• Late Payments: Late payments will incur penalties and interest. A 7% penalty is applied if paid in February, with an additional 2% interest accruing each month thereafter.

Appealing Your Assessment

If you believe your property has been overvalued, you have the right to appeal the assessment. The appeals process begins with filing a protest with the SPCAD by May 15th or within 30 days of receiving your appraisal notice, whichever is later.

• File a Protest: Submit a written protest to SPCAD, detailing why you believe your property is overvalued.
• Informal Hearing: Meet with an appraiser to discuss your concerns and provide evidence supporting your claim.
• Appraisal Review Board (ARB) Hearing: If unresolved, your case will be heard by the ARB, which will make a final determination.
• Further Appeals: If dissatisfied with the ARB's decision, you can take your case to district court or seek binding arbitration.